When is a home inspection required?
You may need or want a home inspection if you are renting, purchasing or selling a home. The inspection report provides valuable information about the site conditions as well as the interior and exterior components of a home.
How long does a home inspection take?
A typical home inspection takes approximately 2-3 hours. The exact amount of depends on the size and condition of the home. While not mandatory, it is strongly encouraged that you be present for the inspection.
What is a Wind Mitigation Inspection?
The purpose of a windstorm inspection or wind mitigation is to determine the appropriateness of a given structure’s construction in the event of strong winds, such as those present in a hurricane. Homeowners seeking insurance discounts often benefit from wind mitigation reports. A wind storm or wind mitigation report can also help homeowners determine how storm ready their home is given its current condition.
What is a 4-Point Inspection?
The four point focuses only on four main area of your home.
- HVAC (Heating, Ventilation and Air Conditioning)
- Electrical Wiring and Panels
- Plumbing connections and fixtures
This main purpose of this report will be to describe to the insurance company the condition and age of these elements. Depending on the insurance company, 4-point inspections are required for homeowner’s insurance policies (HO-3) and rental properties (DP-3) for older (30+ years) properties. 4-point inspections are not required for renter’s insurance policies (HO-4) or condominium policies (HO-6), regardless of the age of the property.